Maggio Capital, Inc. is a San Diego hard money lender. We make stated income, equity-based loans for borrowers who can’t qualify for a bank loan or who simply need capital quickly. Approval requirements are based solely on equity in a residential or commercial property located in California and the purpose for the loan. We specialize in 1st and 2nd position loans from $50,000 to $5,000,000 for up to 5 years with no financials and minimal paperwork.

San Diego Hard Money Lenders



We are an accredited business with the Better Business Bureau since 2012 and carry an A+ rating.

5 Star Reviews

Maggio Capital carries a 5 Star Google rating from borrowers, brokers, real estate professionals, etc.

Customer Service

We pride ourselves on unparalleled customer service and maintain a 5 Star Yelp rating.

Bureau of Real Estate

Maggio Capital has zero complaints with the California Bureau of Real Estate, Broker License #01883341.




All loans are funded with private investor capital and secured by residential and commercial properties located in California.


Single Family Residences, Condos, 2-4 units


Multi-Family 5+ Units, Apartment Buildings


Office, Retail, Industrial, Mixed-Use


Maggio Capital, Incorporated, is a licensed real estate broker with the California Bureau of Real Estate, Broker #01883341. Based in San Diego, California, we fund hard money or private money real estate loans statewide.

What is a hard money or private money loan?

A hard money or private money loan is an asset-based loan made by private individuals or investors secured by real estate.

What are the qualifications for obtaining a loan?

  1.  Equity in a residential or commercial property in California
  2.  Purpose for the loan

How long does it take to obtain a loan from Maggio Capital?

We typically close loans within 7-10 days from the initial contact.

What markets in California do you lend in?

We make private or hard money loans primarily in the following California markets: San Diego County, Orange County, Los Angeles hard money loans, Ventura County, Riverside County, San Bernardino County, Santa Barbara County, Santa Cruz County, Sacramento County, San Francisco Bay Area, Southern California, Northern California, Santa Clara County, Monterrey County, Central Valley, Newport Beach, Corona Del Mar, Torrance, Redondo Beach, Huntington Beach, Costa Mesa, Anaheim, Santa Ana, Fullerton, Del Mar, Solana Beach, Rancho Santa Fe, La Jolla, Pacific Beach, Cardiff, Encinitas, Imperial Beach, Chula Vista, Carlsbad, Oceanside, Coronado, Point Loma, Dana Point, Laguna Beach, San Clemente, Manhattan Beach, Santa Monica, Hermosa Beach, Long Beach, San Jose, Saratoga, Atherton, Redwood City, Calabasas, Hollywood, Thousand Oaks, Encino, Woodland Hills, Sherman Oaks, Glendale, Burbank, Pasadena, Oxnard, Carmel, and more.

Do you lend on owner-occupied properties?

Yes.  We make loans on owner-occupied residential properties strictly for business purposes. Many of our clients use the equity in their home for working capital for their business, to purchase an investment property, etc.


San Diego, CA

Loan Amount: $1,050,000
Lien Position: 1st
Loan Type: Cash-Out Refinance
Property Type: 16 Unit Multi-Family

Del Mar, CA

Loan Amount: $300,000
Lien Position: 2nd
Loan Type: Cash-Out Refinance
Property Type: Non-Owner SFR

La Jolla, CA

Loan Amount: $6,250,000
Lien Position: 1st
Loan Type: Cash-Out Refinance
Property Type: Non-Owner Residential

Carlsbad, CA

Loan Amount: $625,000
Lien Position: 1st
Loan Type: Purchase
Property Type: Non-Owner SFR

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