Maggio Capital, Inc., is a direct, private or hard money loan lender based in San Diego, California. The company was founded in 2009 and our team of professionals have been originating, underwriting and funding non-traditional mortgages since 2006. All loans are secured by residential and commercial properties throughout California. We are committed to responsible, compliant lending practices and we welcome mortgage brokers, real estate investors, bankers and real estate professionals who share our approach. Unlike banks, we are not bound to stringent underwriting guidelines and approval requirements. We offer stated income, equity-based lending solutions for borrowers who can’t qualify for a bank loan or who simply need capital quickly. All loans are funded by our private investors who understand that speed is paramount to our clients’ success. Furthermore, we offer unparalleled customer service and we pride ourselves on being one of the most affordable private lenders in the industry. Maggio Capital, Inc., is an accredited business with the Better Business Bureau with an “A+” rating and we are licensed by the California Bureau of Real Estate, Real Estate Broker, Broker License #01883341.
23:59 22 Nov 17
When it comes to transparency and sticking true to your word in the lending space, that can be hard to find. We work closely with Carl and Patrick at Maggio Capital on a weekly basis and they truly break all negative stereo types present in the Private Lending Industry. Their procedures from initial submission to funding are clear, transparent and streamlined which naturally calms clients facing tight funding deadlines. The structures that Maggio Capital can put together for clients are not only creative, but when they give you a number and structure, they follow through on their word. That type of consistency can only come with years of experience and a great understanding of the California Real Estate market. We look forward to working with Maggio Capital for years to come.
20:21 21 Nov 17
Having operated in the real estate finance space for 13+ years, I have dealt with just about every type of lender out there- traditional banks and and credit unions; hedge funds; pension funds and trusts; private money, in its various forms and iterations. Each transaction has a life of its own. Some, you cannot wait to forget, with the lender leaving you and your client feeling as though a shower is warranted in order to remove the grit of what was a process mired in a bog of lackluster performance, broken promises, and outright misrepresentation of their capabilities. And then there are others, where, upon concluding the deal, you actually look forward to working with those lenders again. Patrick and the professionals at Maggio define the latter. This is an exceptional company. They are both proactive and responsive, provide sound guidance and direction, and will go above and beyond to do what's best for the client (as they did for us in this instance!!). Most importantly, they do what they say they can do. And if something is beyond their scope, or outside of their parameters, they will tell you, and respectfully explain to you why. And, oh yeah, they're good people, too. I look forward to working with you again soon!!
20:11 15 Nov 17
I have been working with Carl for over two years to assist him with documenting his loans. He is thorough, fair, and responsible, and always provides quality service to his customers. Whenever I think of a broker who makes sure transactions are done correctly, I always think of Carl first. He is truly a pleasure to work with.
17:46 14 Nov 17
We have been lending through loan brokers for over 40 years and really enjoy working with Carl Maggio and Patrick Hook. Their packages are always complete and reliable. Most loan brokers give out the paperwork in bits and pieces, and some brokers send us on wild goose chases on loans that never happen but when we receive a package Maggio Capital, it’s a sure deal and ready to fund. If you want to chat about it, ask Carl or Patrick for our contact information.
18:13 03 Nov 17
I have been working with the team at Maggio Capital for several years and they are awesome. They are very professional and knowledgeable. Their transactions are seamless and close quickly.
17:33 02 Nov 17
Reliable, Unbeatable rate, Excellent communication!!!! First time trying hard money loans? Nothing to worry!! Carl will take care everything you need. Thank you for smooth and fast transaction Carl!
16:38 24 Oct 17
We've just started our own construction business, flipping high end homes. Anthony Maggio and his team made our financing experience seamless! We were so worried about getting financed due to starting a brand new company. But there were many options to choose from as well as a 7-10 day close!!! Making our offer on the house we bought more attractive! Thank Anthony, John and Shirley Slee
21:07 06 Oct 17
I had the pleasure of working with Anthony and Maggio Capital on a recent escrow closing. They were extremely easy to work with and on top of the transaction. Anthony was very responsive and I would definitely recommend he and his team to anyone looking for financing!
21:07 06 Oct 17
I just closed my first transaction with Anthony and it was so smooth. Their process was crystal clear from the first conversations about my client's loan scenario. Anthony was easy to work with and always responded to anything within minutes. I look forward to working with Maggio Capital the future. Great experience and a great group. I highly recommend using them.
15:11 18 Aug 17
Had an excellent experience with Carl (and, surprisingly, my experience was better than a previous hard money broker whom I'd worked with in the past and thought was good). Probably the most notable thing was his rapid responsiveness, from initial contact through to the end of the process -- you get the sense that he wants your business and wants to get it DONE. Straightforward terms from the very beginning, which were the same on the actual loan (with the appraisal being the only unknown factor until we got that done, again quickly). That contrasts with another group I was talking to before Carl who were much more vague about the terms and about their own fees. Anyway, totally happy with the loan and it was the fastest and least convoluted process I've ever dealt with in this area. Would definitely recommend to others and use again!
00:15 02 Aug 17
I have had the pleasure of working with Carl and Patrick since early 2015 I recall and find them extremely professional in all they do. They are one of the best mortgage brokerage firms I have worked with in 30 years as a private investor/lender. They are thorough in loan underwriting and very reasonable in fees charge borrowers for processing their loans. They have gone above and beyond in servicing both lender and borrower in the time I have worked with them. It is truly a pleasure to know and work with them both.