• Support: info@maggiocapital.com
  • Phone : 858.764.4436

Borrowers

If you’ve been turned down by the bank for a traditional loan or need cash in a hurry and have significant equity in a residential or commercial property in California we want to talk to you. Our streamlined process allows us to approve and funds loans in a matter of days based on the equity in your property.

QUICK QUOTE FORM


Get a free, no-obligation quote. Complete the form below and we will contact you right away. Short on time? Just enter your name, phone, and email and we’ll contact you for more details. All other fields are optional.

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EQUITY-BASED LOAN APPROVALS


  • NO FICO Score Requirements
  • NO Tax Returns
  • NO Debt-to-Income Ratio Requirements
  • NO Debt Service Coverage Ratio Requirements
  • NO Financials
  • NO Red Tape
  • NO Bait and Switch
  • Self Employed Borrowers
  • Stated Income Loans
  • Recent Foreclosure or Short Sale
  • Individuals, Trusts, Foreign Nationals, Entities
  • 1st & 2nd Mortgages
  • Business Purpose and Commercial Use Only
  • Gift Funds OK / No Seasoning Requirements

Residential: Single Family Residences, Multi-Family 2-4 Units, Condos, Townhomes

Commercial: Multi-Family 5+ Units / Apartment Buildings, Office, Retail, Industrial, Mixed-Use

We offer equity-based loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. All loans are secured by owner-occupied & non-owner occupied residential and commercial properties located in California only.

QUALIFYING FOR A LOAN


  • Equity in a Property in California
  • Purpose for the Loan

TYPE OF LOANS


  • Purchase, Refinance, Cash-Out Equity
  • Residential & Commercial
  • Investment Property Purchases
  • Rehab Fix & Flip Loans
  • Owner-Occupied SFR Cash-Out Business Purpose
  • Investment Property Refinances

GENERAL TERMS & CONDITIONS


  • 1st & 2nd Trust Deeds
  • Purchase, Refinance, Cash Out
  • Up to 75% LTV Purchases
  • Up to 65% Refinances
  • Stated Income / Stated Asset
  • Monthly Interest-Only Payments
  • 1 to 3 year term
  • Points: From 1.75% ($3,495 minimum)
  • 2nd TD – Up to 65% CLTV
  • Residential & Commercial
  • Fast & Flexible Solutions
  • $50,000 to $5,000,000
  • Equity-Based Loans
  • Any Credit OK
  • Very Competitive Hard Money Rates
  • Business Purpose & Commercial Use Only
  • 7 to 10 Day Close
  • Major Metro Markets

LOANS WE CAN’T MAKE


  • Land, Lot or Development
  • 100% Financing
  • Auto Loans
  • Churches
  • Unsecured, Personal, Student, Payday
  • Consumer Purpose
  • Owner-Occupied SFR Purchases
  • Rural Properties
  • Construction
  • Properties Outside of California
  • Gas Stations
  • Mobile & Manufactured Homes
  • Automotive Properties
  • Gap Financing

Call 858.764.4436 email us: info@maggiocapital.com

Quick Quote

  • Fast Approvals
  • $50k to $5M
  • Residential and Commercial
  • 1st & 2nd Trust Deeds
  • Up to 75% Loan to Value  / 65% CLTV
  • Purchase-Refinance-Cash Out
  • Stated, Equity-Based Loans
  • Any Credit OK
  • Very Competitive Rates
  • 7-10 Day Close
  • No Financials
  • No Debt to Income Requirements
  • BBB A+ rated

TESTIMONIALS


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