Residential Business Purpose Loans

Residential business purpose loans include, but are not limited to, a loan to acquire, maintain, or improve rental property; a loan to purchase, repair, or improve real property for use in the borrower’s business; a loan secured by a residential property to purchase equipment, machinery, inventory, supplies, rent, taxes, fixtures or furnishings used in the borrower’s business; for operating capital, employee salaries and other related business expenses; or to pay off or refinance business debts.

General Terms

• 1st Trust Deeds up to 65% Loan to Value
• $50,000 to $5,000,000
• Purchase, Refinance, Cash Out
• Stated Income / Stated Asset
• Fixed Rates
• Up to 5 Year Term

Qualify with:

1. Equity in a residential property in California (owner or non-owner occupied);
2. Ability to document the business purpose nature of the loan;
3. Realistic exit strategy

Equity-Based Loan Approvals

• NO FICO Score Requirements
• NO Debt-to-Income Ratio Requirements
• Stated Income Loans
• No Income Requirements

Residential Property Types:

• Single Family Residences
• Multi-Family 2-4 Units
• Condominiums
• Townhomes

Who We Lend to:

• Individuals
• Trusts
• Corporations
• Limited Liability Companies
• Partnerships
• Foreign Nationals

Would you like more information?

Contact our friendly staff at (858) 764-4436 to get started on your residential business purpose loan and other California hard money loans.