Residential Consumer Loans

A consumer purpose loan is a loan primarily for “personal, family or household use.” Such loans include, but are not limited to, loans to purchase, remodel, repair or improve a principal residence or a second home; a loan to purchase furniture, furnishings, appliances, or other goods for consumer use; to pay or consolidate personal or family debt or credit cards; for education purposes, vacations, medical expenses, etc.

General Terms

• 1st Trust Deeds up to 65% Loan to Value
• Loan amounts from $100,000 to $1,000,000
• Purchase, Refinance, Cash Out
• Fixed Rates
• 7 Year Term
• California only

*Consumer purpose loans require a borrower to document the ability to service the debt and repay the loan.

 Contact us here or call us at 858.764.4436 for more information on a residential loan and other California hard money loans.